Free Practice Tools

Free Healthcare Practice Financial Tools

Educational calculators for physicians, dentists, and healthcare practice owners. No account, no payment, and no lead form. Every calculation runs in your browser.

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Do not enter patient names, dates of birth, medical record numbers, diagnosis codes, procedure codes, claim information, insurance information, payment information, or protected health information.

Our tools run entirely in your browser. We do not collect, store, transmit, or log calculator inputs or patient information. See our Privacy Policy.

Practice Profitability and Performance

Understand margin, overhead, collections, and payer mix using aggregate practice figures only.

Medical Practice Profitability Calculator

Estimate practice revenue, overhead, operating margin, and break-even visits from aggregate figures.

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Educational use only. Do not enter patient or protected health information.

Medical Practice Overhead Analyzer

See where overhead concentrates and model how cost changes affect operating profit.

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Educational use only. Do not enter patient or protected health information.

Medical Practice Revenue Cycle Calculator

Estimate how net collection rate, denials, write-offs, and days in A/R may affect cash flow.

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Educational use only. Do not enter patient or protected health information.

Medical Practice Payer Mix Calculator

Model how shifts in payer mix may affect aggregate collections and operating margin.

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Educational use only. Do not enter patient or protected health information.

Hiring, Payroll, and Growth Planning

Estimate the cost of adding providers, staff, equipment, operatories, or a new location.

Provider Hiring Calculator

Estimate cost, ramp-up, and break-even volume for adding a physician, dentist, NP, PA, or therapist.

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Educational use only. Do not enter patient or protected health information.

Payroll Cost Calculator

Estimate fully loaded employer payroll cost for clinical and administrative roles.

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Educational use only. Do not enter patient or protected health information.

Employee vs. Contractor Calculator

Compare the estimated cost of an employee against a contractor for a practice role.

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Educational use only. Do not enter patient or protected health information.

Medical Practice Expansion Calculator

Estimate startup capital, ramp-up shortfall, and working capital for a new location or service line.

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Educational use only. Do not enter patient or protected health information.

Medical Equipment ROI Calculator

Estimate break-even uses, break-even months, and first-year return on a capital purchase.

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Educational use only. Do not enter patient or protected health information.

Cash Flow and Tax Planning

Plan reserves, forecast operating cash, and estimate owner tax exposure during the year.

Medical Practice Cash Reserve Calculator

Estimate working-capital targets, reserve gaps, and months of operating coverage.

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Educational use only. Do not enter patient or protected health information.

Business Cash-Flow Calculator

Forecast monthly inflows, outflows, ending balances, and potential shortage months.

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Educational use only. Do not enter patient or protected health information.

Estimated Tax Calculator

Estimate quarterly federal payments and review general safe-harbor guidelines.

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Educational use only. Do not enter patient or protected health information.

Self-Employment Tax Calculator

Estimate Social Security and Medicare tax on net self-employment earnings.

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Educational use only. Do not enter patient or protected health information.

S-Corp Salary Estimator

Compare estimated self-employment tax with an S-corporation salary and payroll structure.

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Educational use only. Do not enter patient or protected health information.

Retirement Contribution Estimator

Estimate general contribution capacity across common retirement plan types.

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Educational use only. Do not enter patient or protected health information.

Business Break-Even Calculator

Estimate the revenue level needed to cover fixed and variable practice costs.

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Educational use only. Do not enter patient or protected health information.

Need a Financial Strategy for Your Practice?

Use these tools to explore general financial assumptions. For a coordinated review of practice bookkeeping, cash flow, profitability, payroll, tax planning, provider costs, equipment, or expansion, schedule a financial review with HW & Associates. You can also explore our healthcare practice services or browse all free business and tax tools.

Schedule a Medical Practice Financial Review

Bring your practice financials and we will walk through profitability, overhead, payroll cost, cash flow, and tax planning opportunities with you.

We provide accounting, tax, payroll, and CFO advisory services. We do not provide medical billing, coding, reimbursement, clinical, legal, or HIPAA compliance advice.

HW & Associates CPA, PLLC

Certified Public Accountants serving medical and dental practices nationwide from Orlando, Florida.

7362 Futures Dr, Suite 16
Orlando, FL 32819, USA

Service area: United States. Reviewed by the CPA team at HW & Associates CPA, PLLC. Privacy Policy